Payment Policy

Effective Date: December 31, 2024

 

At ChampionHato.com, we are committed to providing a seamless shopping experience for our customers. Our Payment Policy is designed to outline how we accept payments, ensure secure transactions, and protect your financial information. By purchasing products from ChampionHato.com, you agree to comply with the terms and conditions outlined in this policy. Please read carefully to understand your rights and obligations.

 

1. Accepted Payment Methods

We strive to offer flexibility in payment options to make shopping at ChampionHato.com as convenient as possible. The following payment methods are accepted on our website:

 

Credit and Debit Cards: We accept major credit and debit cards, including:

Visa

MasterCard

American Express

Discover

PayPal: For added convenience and security, we offer PayPal as an alternative payment option.

Apple Pay: Apple Pay is accepted for a fast and secure payment experience for customers using compatible devices.

Google Pay: We also accept Google Pay for those who prefer using their Google accounts for payments.

Gift Cards and Promo Codes: If you have a gift card or promo code, you may apply it during checkout for discounts or offers, which will be reflected in the total price of your order.

2. Payment Processing

We use third-party payment processors to ensure the security of your payment information. These processors use encryption technology to safeguard sensitive data, such as credit card numbers, billing addresses, and other personal information.

 

ChampionHato.com never stores your credit card information. All payment information is processed securely through our partners, who comply with the Payment Card Industry Data Security Standard (PCI DSS) to ensure your data remains protected.

 

Once you select your payment method and provide your details, the transaction will be processed immediately. If for any reason there is an issue with your payment (e.g., insufficient funds or a declined transaction), you will be notified, and the order will not be processed until the issue is resolved.

 

3. Order Confirmation and Billing Information

After successfully completing a payment, you will receive an email confirming your order. This confirmation will include your order details, such as the items purchased, shipping address, and total amount paid. Please review the information carefully. If any discrepancies or errors are found, please contact our customer service team immediately.

 

It is your responsibility to ensure that all billing and payment information provided during checkout is accurate and up to date. Any errors in billing or shipping information may result in delays or cancellation of your order.

 

If we are unable to process your payment due to invalid information, we will notify you and give you the opportunity to provide the correct details. If no valid payment method is provided within a reasonable time frame, the order may be canceled.

 

4. Currency and Taxes

All prices on ChampionHato.com are listed in U.S. Dollars (USD). If you are shopping from outside the United States, please be aware that currency conversion fees may apply depending on your bank or payment provider. Any additional charges related to currency conversion or international payment processing are your responsibility.

 

In addition to the product price, applicable sales taxes will be calculated and added to your order total based on the state of delivery. Sales tax rates vary by location, and we are required to comply with the tax laws of the United States.

 

5. Security and Fraud Prevention

At ChampionHato.com, we take the security of your payment and personal information seriously. We utilize advanced encryption technology to safeguard all transactions and protect your sensitive data. Our website employs Secure Socket Layer (SSL) encryption to prevent unauthorized access to your payment details during transmission.

 

Additionally, we employ fraud detection measures to ensure that the orders placed on our website are legitimate. If we detect any suspicious activity or fraudulent transactions, we may ask for additional verification before processing the order. If fraud is suspected, we reserve the right to cancel the order and report the incident to the relevant authorities.

 

6. Failed or Declined Transactions

In the event that your payment is declined or fails for any reason, we will notify you immediately by email or phone, depending on the contact details you provided. You may be asked to correct the issue and reattempt the payment.

 

If a payment is declined and not resolved within a reasonable period, your order may be canceled, and we will notify you of the cancellation. Please ensure that the payment method you use is active, has sufficient funds, and is authorized for online transactions to avoid any issues.

 

7. Payment Disputes

If you believe a payment dispute is necessary or if you experience any issues with your payment, please contact us within 30 days of the transaction date. We will review the issue promptly and work with you to resolve any discrepancies.

 

If you initiate a chargeback or dispute a payment through your payment provider without first contacting our customer service team, it may result in the cancellation of your order and the termination of your account on ChampionHato.com.

 

8. Subscription Services (If Applicable)

In the event that we offer subscription-based services (e.g., subscription boxes for bike accessories), payments will be processed on a recurring basis. You will be charged on the selected subscription schedule (monthly, quarterly, etc.) until you cancel the service. You can cancel your subscription at any time through your account settings or by contacting customer service.

 

You will receive a notification prior to each renewal, and you may adjust your payment preferences at any time.

 

9. Changes to Payment Policy

We may update this Payment Policy at any time. Any changes will be posted on this page, and the “Effective Date” at the top of the policy will be updated accordingly. It is your responsibility to review this policy periodically to stay informed about any updates or changes.

 

Contact Us

 

If you have any questions or concerns about our Payment Policy, please contact us at:

 

ChampionHato

12822 W Maplewood Dr

Sun City West, Arizona

Phone: (623) 546-8774

Email: info@championhato.com

Website: championhato.com